Terms and Conditions

1. Acceptance of Terms

By accessing or using any part of the Paonel AI platform, website, or related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Paonel AI provides tools intended to assist users with the analysis and interpretation of publicly available cryptocurrency and portfolio-related data. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Paonel AI does not guarantee the accuracy, completeness, or timeliness of any analysis, data, or output generated by the Service.

3. No Financial Advice

Nothing contained within the Service should be construed as a recommendation, solicitation, or offer to buy, sell, or hold any digital asset, security, or financial instrument. Users are solely responsible for their own investment decisions. Paonel AI strongly recommends consulting a licensed financial advisor before making any investment-related decision. Digital asset markets are volatile and carry significant risk of loss.

4. Eligibility and Account Responsibilities

You must be at least the age of majority in your jurisdiction of residence to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Paonel AI promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable local, national, or international law or regulation;
• Attempt to gain unauthorized access to any part of the Service, its infrastructure, or related systems;
• Reverse-engineer, decompile, or otherwise attempt to extract the underlying source code of the Service;
• Resell, sublicense, or redistribute the Service without prior written consent;
• Use automated means (bots, scrapers, or similar tools) to access the Service without authorization;
• Interfere with or disrupt the integrity or performance of the Service.

6. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees as described on the relevant pricing page at the time of purchase. All fees are stated and billed in the currency indicated at checkout, unless otherwise specified. By providing payment information, you authorize Paonel AI or its designated payment processor to charge applicable fees. Failure to pay outstanding fees may result in suspension or termination of access to paid features.

7. Refunds and Cancellations

Refund eligibility, if any, is governed by the specific terms presented at the point of purchase or in a separate refund policy, where applicable. You may cancel a recurring subscription at any time; cancellation will take effect at the end of the then-current billing cycle unless otherwise stated.

8. Intellectual Property

All content, trademarks, logos, software, and materials associated with the Service are the property of Paonel AI or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written permission.

9. Third-Party Services and Data

The Service may incorporate or reference data, feeds, or services provided by third parties. Paonel AI does not control and is not responsible for the accuracy, reliability, or availability of any third-party data or service. Reliance on such third-party information is at your own risk.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Paonel AI does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Paonel AI, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising from or related to your access to or use of, or inability to access or use, the Service, including any financial losses resulting from decisions made based on information provided by the Service.

12. Indemnification

You agree to indemnify, defend, and hold harmless Paonel AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

13. Termination

Paonel AI reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, for conduct that Paonel AI believes violates these Terms, applicable law, or is otherwise harmful to the Service or other users.

14. Modifications to the Terms

Paonel AI may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Service after changes have been posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

15. Modifications to the Service

Paonel AI reserves the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and shall not be liable for any such modification, suspension, or discontinuation.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Paonel AI is established, without regard to its conflict of law provisions. This section is a placeholder and should be updated to reflect the specific governing jurisdiction applicable to your business.

17. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Service shall first be attempted to be resolved informally by contacting Paonel AI directly. If a dispute cannot be resolved informally, the parties agree to pursue resolution through the appropriate legal channels available under the governing law referenced above.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

19. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and Paonel AI regarding the use of the Service and supersede any prior agreements.

20. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Paonel AI website.

This Terms and Conditions document is a general template provided for informational purposes and does not constitute legal advice. Paonel AI recommends consulting a qualified attorney to ensure this document meets the specific legal requirements applicable to your business and jurisdiction.